Do you really know what your homeowners insurance covers? Here’s a breakdown of what’s protected—and what’s not.

What’s Covered:
✅ Fire and water damage
✅ Personal property loss
✅ Liability protection

What’s NOT Covered:
❌ Flooding (requires separate policy)
❌ Termite or mold damage
❌ Wear and tear

Conclusion:
Make sure you’re fully protected! Compare insurance providers on Homeowners Marketplace.